Uncontrollable Spending?






 What does a day of shopping do for you? Is it euphoric? Self-medicating? Do those simple  retail-therapy trips turn into regret? If so, perhaps its time to address the issue head-on so. Cant stop spending?  Of course you can, just GET OVER IT already and redirect.


Does this describe your spending habits?


You need a dress for a friends upcoming wedding so you head to the local mall to catch a last-minute sale. You did well, got what you needed (at a great price) and decide to head straight home. On the way out, you grab a coffee and notice the 50% off sign at the neighboring jewelry kiosk. Technically you came in under budget with the dress so you could actually justify a little bling to enhance the neckline right?


But wait…. The bling that captures your eye is actually the cutest little dog collar. All reasoning aside, you buy the glamorous dog collar by justifying that you probably know someone with a little dog and you can just set it aside as a gift. Ok, so that $79.00 dog collar took you a little over budget but overall it’s not that bad.

…..   right up until you spot the puppies in the pet store window. About now, any expectation of self-control is out the window when you in fact spot the sweetest little white malti-poo that instantly captures your heart. It’s not just love-at-first-sight, it’s a sign that you crossed paths since you just HAPPEN to be holding the perfect collar in your hand.  Euphoria is the only word to describe the feeling as you adorn said pup with her Goddess jewels.


Obviously, you are going to need a puppy carrier to get her home safe, so you head into the Burberry boutique for the top-of-the line in designer dog accessories because you must in-fact have the BEST for your little princess.  For a mere $399 you now have a designer carrier for your new jewel adorned princess puppy.


As you are leaving the mall with your newly acquired reason-for-living, you realize that your little 2-seater car is never going to be adequate for your new family and it prompts you to remember that you have always hated the color of your car anyways. You do a little quick math in your head when you remember you had recently received a pay raise and you head right to the car dealership.


The next morning you step in a pile (literally and metaphorically) when you realize the obnoxious pup barks far too much, isn’t house broken, and has torn tore up the $399 Burberry pet carrier you just purchased. To make matters worse, that $35k Nissan in the driveway comes with 60 months of car payments and the color doesn’t look half as alluring as it did the night before.


Any of this sound familiar? If you have ever gone out to buy a simple dress and come home with a diamond dog collar, a malti-poo, a designer bag and a Nissan you might be a candidate for some counseling.  Still don’t see it? Take a mental look at your personal inventory of past purchases and ask yourself a few real hard questions:


  • Are the contents of your closet products of a NEED or a WANT?
  • How many of those purchases have been used in the last 12 months?
  • How many of those purchases do you honestly look at with regret?
  • Is that heaping mound of clothes and accessories a bit of a burden, hard to organize and taking up too much space?


After looking at your shopping habits, your finances, and your clutter-filled space maybe its time to take some action and stop the madness before a little shopping turns into a more serious hoarding disorder. Can I tell you how to stop the madness? No, I really can’t. But I can tell you that you and you alone have the strength and the power to fix what isn’t working. The answers are there for you, so just start taking the steps to identify the problem, admit it, hold yourself accountable and take baby-steps towards a solution.


Still cant GET OVER IT? Get help. There is no shame in asking for it.


Author:   Michelle St Claire

Disclaimer: ‘Get Over It’  is a tough love approach that replaces all the foo-foo crap advice out there with brass knuckles.  This blog is mainly satirical in nature and is not directed towards individuals with legitimate issues involving diagnosed mental illness, various forms of depression, or terminal illnesses. Get over it is intended for those who routinely make the same mistakes, point fingers to keep from accepting responsibility, and procrastinate as a way of life.  It’s for people like you, and to some degree, even me.